The privacy practices of this statement
apply to our services available under the domain and sub-domains
owned by Global Payday Loan. By visiting our Web sites
you agree to be bound by the terms and conditions of this Privacy
Policy. If you do not agree please do not fill out any online
information forms use or access our services.
A special note about children
Children are not eligible to use our services and we ask that
minors
under the age of 18 do not submit any personal information to
us. Although this Policy may
seem long, we have prepared a detailed Policy because we believe
you should know as much as possible about our practices so
that you can make an informed decision.
Global Payday Loan reserves the right to modify,
amend or otherwise alter the terms of this Privacy Policy
at any time, and without notice. All users of this site will
be bound by the terms of this Privacy Policy and any subsequent
modifications, amendments or alterations thereto.
Privacy Philosophy
Global Payday Loan believes that online privacy is
crucial for the ongoing success of the Internet as a service,
commercial and entertainment medium. We collect personal information
from you in order to provide you with information about our
services. In registering for certain services offered by Global
Network Holdings Inc you may be asked to provide your name,
mailing address, e-mail address, zip code, telephone number
and other personal information about you. We request this
information from you so that we can provide you with the personalized
service necessary to meet our goal of making our sites and
our business a valuable service to you!
Information We Collect
Information gathered online can generally be categorized as
either anonymous or personally identifiable. Anonymous information
is information that cannot be traced back to a specific individual.
For example, Global Payday Loan knows how many web
surfers have visited our sites on a given day, but we do not
know the names, e-mail addresses or gender of the people visiting
us.
Personally identifiable information is information you provide
that lets us know specific facts about you so that we can
deliver to you a specific service or product you have requested.
This information can include your name, telephone number,
address, zip code, etc.
Gathering and Use of Personally Identifiable Information
Our Web site uses an input form for clients and potential
clients to request information about our services. To make
a request, individuals are required to provide their contact
information and personal information about their finances
(“Personal Information”).
Any information that you send to us may be collected and maintained
in a file specific to you.
The Personal Information that is collected is used to help
determine your suitability for our services.
Your Personal Information is also used for the purposes of
getting in touch with you the client, when necessary. The
client may be contacted via telephone, U.S. Mail, or e-mail
in the future to notify the client of new services that we
think they may be interested in.
We may use Personal Information collected in order to send
you information about our services, to fulfill your requests,
to perform internal research, to respond to your inquiries
or to contact you when necessary.
Your Personal Information may also be used along with information
collected from our other users to create various forms of
statistical data. Such statistical data, which generally does
not contain information that is identifiable to any individual
user, may be shared with our partners, employees, third party
vendors, independent contractors, and affiliates.
Please note that we reserve the right to disclose Personal
Information for legal purposes, for the protection of this
web site, for the protection of Global Payday Loan
(or any of its partners, employees, third party vendors, independent
contractors or affiliates) and/or for the protection of other
users of our web site. Specifically, we reserve the right
to disclose Personal Information as allowed by law or share
your Personal Information with third parties if required by
law to do so, or if we believe such action is necessary to
either: (a) conform with the requirements of the law or to
comply with legal process served upon us, (b) protect or defend
our legal rights or property, this web site, or other users
of this web site, or (c) investigate, prevent or take action
regarding illegal activities, suspected fraud, or situations
involving potential threats to the physical safety of any
person.
We agree to be bound by all principles of confidentiality
as required by law. However, due to the existing regulatory
environment, we cannot ensure that all of your private communications
and Personal Information will never be disclosed in ways not
otherwise described in this Privacy Policy. By way of example
(without limiting the foregoing), we may be forced to disclose
information to the government or third parties under certain
circumstances, or third parties may unlawfully intercept or
access transmissions or private communications. We can (and
you authorize us to) disclose any information about you to
law enforcement or other government officials as we, in our
sole discretion, believe necessary or appropriate, in connection
with an investigation of fraud, intellectual property infringements,
or other activity that is illegal or may expose us to legal
liability.
Therefore, although we use industry standard practices to
protect your privacy, we do not promise, and you should not
expect, that your Personal Information or private communications
will remain private.
Gathering and Use of Anonymous Information
Each time a visitor comes to an Global Payday Loan
Web site, we collect some information from the visit to improve
the overall quality of the online experience, including product
and service monitoring, product and service improvement, and
targeted advertising. We collect the visitor's domain name
(e.g. whether the user is logged on from aol.com or cerfnet.net),
referral data (e.g., we record the address of the last URL
a user visited prior to clicking through to Global Network
Holdings Inc Web site), and browser and platform type (e.g.,
an Internet explorer browser on a NT platform).
In addition to collecting these types of information, Global
Network Holdings Inc collects aggregate queries for internal
reporting and targeted advertising. We also count, track,
and aggregate the visitor's activity into our analysis of
general traffic flows at our sites (e.g. tracking where traffic
comes from, how traffic flows within the Global Network Holdings
Inc properties, etc.). To these ends, we may merge information
about you into group data, which may then be shared on an
aggregated basis with our advertisers.
When appropriate, users will be given the opportunity to receive
information from third-party organizations through Global
Network Holdings Inc. This option may be made available through
a Global Payday Loan Web site or affiliated web site
registration and/or through registration processes maintained
by a participating third party. If you choose to submit a
registration form, you are giving us permission to have a
third party contact you regarding the services you have requested.
If circumstances require, we may sell your information to
third party organizations. Once sold to third party organizations,
the third party assumes all legal and ethical responsibility
of your information.
Demographic Information
When we do present information to our advertisers, it is in
the form of grouped statistics compiled from our users' answers
to survey questions and on-site behavior. We may disclose
the contact or demographic information of any individual user
to advertisers or any other outside organization with the
permission of the individual using our Global Network Holdings
Inc properties and/or sites.
Links to Other Sites
Please note that this site may contain links to other web
sites. Global Payday Loan is not responsible for
the privacy practices of or the content contained in other
web sites. When you use a link to go from this site to another
web site, or are otherwise directed or redirected to another
web site, this Privacy Policy no longer applies. Your browsing
and activity on such third party web sites are subject to
their own respective privacy policies, if any, which may differ
from that of Global Payday Loan.
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